Rough, illustrative projections to help you size a goal — not a guarantee of returns. Actual results depend on the fund, market conditions and taxation.
This ignores inflation on the goal amount — if your goal is years away, consider entering a future, inflation-adjusted figure instead of today's cost.
Simplified estimate: corpus = inflated monthly expense × 12 × years in retirement. It doesn't account for returns earned during retirement, which a full retirement plan would factor in.
All calculators assume a constant rate of return for simplicity — real returns fluctuate year to year. Use these to size a goal, then revisit the numbers with our distributor desk before committing to an allocation.
We'll translate the target into a fund and product mix.