Protection

Health Insurance

One hospitalisation shouldn't undo years of investing. Compare individual and family floater plans on the details that matter — not just the premium.

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Compare illustrative plan types

These are indicative plan structures to help you compare features — final premiums and terms depend on your age, city and health declaration.

Select two or more cards above to line up their features side by side.

Buying checklist

Beyond the premium

Waiting periods

Pre-existing conditions typically have a 2–4 year wait; check specific-disease waits too.

Room rent limits

A capped room rent can trigger proportionate deductions on the entire bill, not just the room charge.

Co-payment clauses

Some plans mandate a co-pay for senior citizens or specific treatments — read this before comparing premiums.

Restoration benefit

Refills the sum insured if it's exhausted within the policy year — valuable for families with 2+ members.

Network hospitals

Cashless treatment only works at network hospitals — check coverage near where you actually live.

No-claim bonus

Many insurers increase cover or reduce premium for each claim-free year.

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Share your city, ages and any existing conditions for a proper comparison.

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